Unique Financial Services
Fast-track loan processing with guaranteed delivery within 7 working days
Strong partnerships with all major government and nationalised banks
Proven track record of successful loan disbursements and client satisfaction
Sincere communication with no hidden charges or surprises
We are a complete financial solution provider for any financial crisis, offering expert consultancy for loans from all nationalised and government banks. Since 2018, we've been helping businesses and individuals secure the funding they need to grow and succeed.
Whether you need a Cash Credit (CC) or Overdraft (OD) facility for business expansion, a startup loan to launch your dream venture, or a mortgage/LAP during times of need – we deliver within 1 week with the most sincere communication and professional guidance.
Trusted financial consultancy since 2018
Recognized in financial year 2024-25
Dedicated team of financial experts
Serving Kolkata and beyond
Tailored solutions to meet your unique business and personal financial requirements with expert guidance
Secure CC (Cash Credit) and OD (Overdraft) facilities for business expansion, working capital, and operational needs from leading nationalised banks with competitive interest rates and flexible repayment options.
Explore Business Loans →
Transform your entrepreneurial vision into reality with our specialized startup loan consultancy. We guide you through government schemes, business planning, and funding acquisition for your dream venture.
Explore Startup Funding →
Unlock the value of your property with our Loan Against Property (LAP) services. We ensure quick approvals, minimal documentation, and the most favorable terms available from nationalised banks.
Explore LAP Solutions →
Comprehensive financial planning, CIBIL score improvement, bank complaint handling, and meticulous documentation support for all your banking and financial needs with complete transparency.
Explore Financial Planning →We combine expertise, transparency, and commitment to deliver the best financial solutions
Strong partnerships with all major government and nationalised banks ensuring the best rates and terms
Fast-track processing with guaranteed delivery within 7 working days, no delays
End-to-end documentation assistance ensuring compliance and avoiding rejections
Sincere communication with no hidden charges, clear terms, and honest guidance
Real stories from our valued clients who achieved their financial goals with our expert guidance
"Unique Financial Services transformed my business dream into reality. Their team secured a substantial startup loan within just 5 days, with complete transparency throughout the process. Their expertise in government bank procedures is unparalleled and truly remarkable."
"When I needed urgent working capital for my manufacturing business, Unique Financial delivered an OD facility within a week. Their deep understanding of banking documentation and CIBIL requirements made the entire process seamless, stress-free, and highly professional."
"The team at Unique Financial went above and beyond to secure my mortgage loan with the best possible terms. Their personalized approach, professional guidance, and sincere communication through every step of the process was truly commendable and reassuring."
With 40+ bank and NBFC tie-ups, we bring you the best loan options from trusted financial institutions.











Find answers to common questions about our financial services and loan consultancy
We deliver our services within 1 week, provided all documents are complete and valid. Our streamlined process ensures fast-track approvals from nationalised banks. In some cases, approvals may be even faster depending on the bank and your profile.
We have strong partnerships with all major nationalised and government banks, including SBI, PNB, Bank of Baroda, Canara Bank, Indian Bank, Union Bank of India, and many others. This ensures you get the best rates and terms available in the market.
Our team provides a complete checklist of required documents and assists you throughout the documentation process to avoid any rejections or delays. We guide you through KYC, income proof, business proof, and property documentation (if applicable).
No. We believe in 100% transparency. All charges are disclosed upfront with no hidden fees or surprises. Our commitment to sincere communication and ethical practices sets us apart from other consultants.
No. We perform a soft check that does not harm your CIBIL score in any way. Our preliminary eligibility assessment is completely risk-free and protects your credit health.
We are transparent with all charges. Any consultancy or processing fee (if applicable) is disclosed upfront. Bank/NBFC fees are separate and depend on the lender, but we ensure you understand all costs before proceeding.
Yes, absolutely! We specialize in Greenfield and startup loans for entrepreneurs looking to launch their dream business. We guide you through government schemes, business planning, and funding acquisition from nationalised banks.
Yes. We facilitate mortgage and LAP loans for property owners. Whether it's for business expansion, education, or personal needs, we help you unlock the value of your property with minimal documentation and fast approvals.
Yes. We help with loan top-ups and balance transfers to ensure you get better interest rates or higher loan amounts. Our team can help you switch from a high-interest loan to a more favorable one.
Yes ✅. We follow a consent-based process and maintain strict confidentiality. Your data is never shared or resold to third parties without your explicit permission. We prioritize your privacy and security.
Yes. We facilitate large loan requirements for SMEs, businesses, and property owners. Our partnership with nationalised banks allows us to handle substantial loan amounts with favorable repayment terms.
No consultant can guarantee 100% approval as it depends on bank policies and your profile. However, our role is to maximize your chances by matching you with the right lender, preparing proper documentation, and guiding you through compliance requirements.